> ## Documentation Index
> Fetch the complete documentation index at: https://help.refund.co.nz/llms.txt
> Use this file to discover all available pages before exploring further.

# Refund Policies — Terms of Service and Privacy NZ

> Refund's legal policies: our Terms of Service explain how the service works and your rights, and our Privacy Policy explains how we handle your data.

This section contains Refund's Terms of Service and Privacy Policy. These documents explain the rules that govern your use of the service, how we handle your personal information, and how to get in touch if you have questions.